The Keystone Story

Born in a time of financial crisis, Keystone Funding, Inc., was established with the purpose of “re-engineering” the mortgage industry. Founder and CEO Jared Martin, an MIT Masters of Engineering graduate and former launch vehicle systems engineer for the US Department of Defense, realized that there was a severe disconnect between the responsibility that Lenders owed their clients and what they were receiving in terms of customer service and commitment. With that, Keystone Funding embarked on an aggressive campaign of Transparency, Service, and Trust on every transaction. That commitment, and its fulfillment, has been received with lavish praise from our clients.

From its inception in 2006, Keystone Funding made a name for itself not only with its clients but across the mortgage industry. Over the span of 10 years, Mr. Martin led the development of several proprietary technology applications that enabled Keystone Funding to be distinguished among its customers, loan originators, and referral partners.

As Jared was building Keystone Funding, Tim Paret and John Ghanayem were building a name for themselves as premiere local mortgage experts. Tim Paret was an Penn State graduate with a degree in Economics; by 28, he had established himself as a Wells Fargo Branch Manager, ultimately growing to manage the largest branch in Delaware. John Ghanayem, a Virginia Tech graduate in Biochemistry had spent four years as the Chief Operating Officer at Premier Mortgage Capital, Inc. before relocating to Delaware as the Branch Manager for Superior Mortgage Corp.  In November of 2011, John and Tim, along with members of their teams, came together and formed the first New Penn Branch in Delaware. Over the next 6 years, they would turn this one branch into nine total across the mid-atlantic region and helped to make New Penn a household name in the communities they served. Tim and John had taken their small organization and made it great, but they were committed to taking it to the next level. In search of technological advances and a greater commitment to its customers, they set out looking for a partner who shared this vision. This search led them to Keystone Funding and the rest as they say, is history!

Driven by the desire to further grow Keystone and its commitment to serve its customers, a strategic partnership was announced between Keystone Funding and New Penn Financial, LLC.’s Distributed Retail Division in Delaware led by Tim Paret and John Ghanayem. The team from New Penn would be merging with the existing Keystone organization, making Keystone Funding the premier mortgage lending institution in both Pennsylvania and Delaware.

Today, Keystone Funding has Delaware Branches in Wilmington, Newark, Middletown, Dover, Lewes, and Bethany Beach along with Pennsylvania Branches in Kennett Square, Media, and Conshohocken. Keystone has corporate offices in Media, PA, Dover, DE and Baltimore, MD. Keystone is a full service mortgage lender offering in-house processing, underwriting, closing, post-closing, marketing, and more!

Keystone Funding is excited to be working towards the next stage of the company and looks forward to growth opportunities in 2018. Keystone remains committed to its customers, employees, and referral partners in providing the highest level of service in the industry.