Our team will gladly assist in finding you the best mortgage program option!
30 year fixed rate Mortgage
The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to never change.
15 year Fixed Rate Mortgage
If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage , a 15 year fixed rate mortgage could be good for you. plus, your payment and interest rate will never change during the term of this mortgage.
Adjustable Rate Mortgage (ARM)
Take advantage of the lowest rate available with an adjustable rate mortgage! It’s a great loan option if rates are on the decline or you’re staying in your home for a short time.
Offering loan flexibility and rate security if you want it, an FHA loan is an easy way to get a new home loan. Down payments can be as low 3.5%.
For properties located in rural areas, this loan offers 100% financing with reduced mortgage insurance. Some income restrictions do apply and vary by county.
With relaxed credit standards and low down payment options, the VA loan is geared specfically to help vetarans and military personnel get a mortgage and own a home.
If your home loan amount exceeds $417,000, a jumbo loan is likely a good choice for you. Jumbo loans can be of the fixed or adjustable variety.
Interest Only Mortgage
An interest only mortgage is great if you are interested in the lowest possible monthly payment for an initial period of time.
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OBTAINING A NEW MORTGAGE LOAN
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.