2019 Updated Loan Limits

It is a new year.  New opportunities, new resolutions, and new loan limits! New, higher loan limits mean you can purchase more of a home with a traditional mortgage instead of having to use alternative or jumbo financing that can often cost more and are underwritten...

Student Loan Guidelines…

A growing number of people are currently dealing with student loans.  Some are making the maximum required payments, and others may be paying as part of an income based repayment plan. Others may have their loan in forbearance, or deferment. If you are not currently...

“But My Free Credit APP said…..”

I had a conversation yesterday with a client about credit.  I had reviewed their credit and was going over their report and scores with them.  And then, the common reply came, the one I hear from so many clients – “But my free credit APP on my phone said...

2017 FHA Loan Limits

We are now halfway through 2017 and I wanted to post this update regarding FHA loan limits. FHA changed their loan limits for each county not too long ago and I felt it was important to share this information on our blog page, as some buyers are looking at homes in...

An 80-10-10, what??

Several of my clients are buying new construction homes.  This sometimes put them in a unique situation because typically the builder wants to see a mortgage approval prior to starting to build their home.  Some of my clients simply cannot afford to own two homes.  So...